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Disclaimer

The information at this Site has been provided by Smith Schafer and Associates for general information purposes. It does not constitute legal, accounting, tax or other professional advice or services and is presented without any representation or warranty as to the accuracy or completeness of the information. Links to information on sites other than those operated by, or on behalf of, Smith Schafer and Associates are for your convenience only and are not an endorsement or recommendation of those sites.

Smith Schafer and Associates, the names of their respective products and services, and all page headers, footers, and icons are trademarks or registered trademarks of HBK. All other product names mentioned on this site may be trademarks or registered trademarks of their respective owners and are mentioned for identification purposes only.

While Smith Schafer and Associates has made every attempt to ensure that the information contained at this Site has been obtained from reliable sources, Smith Schafer and Associates is not responsible for any errors or omissions, or for the results obtained from the use of this information. ALL INFORMATION IN THIS SITE IS PROVIDED “AS IS”, WITH NO GUARANTEE OF COMPLETENESS, ACCURACY, TIMELINESS OR OF THE RESULTS OBTAINED FROM THE USE OF THIS INFORMATION, AND WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO WARRANTIES OF PERFORMANCE, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. In no event will Smith Schafer and Associates, or Smith Schafer and Associates' partners, agents or employees be liable to you or anyone else for any decision made or action taken in reliance on the information in this Site or for any consequential, special or similar damages, even if advised of the possibility of such damages.

Smith Schafer and Associates may process your check electronically. This means we will send an image of each check to the bank for processing rather than the original check. If your payment is returned for Non Sufficient Funds (NSF), you acknowledge that your account can be electronically charged for a NSF Fee, not to exceed maximum NSF Fee set by law.